United Policyholders
A NON-PROFIT ORGANIZATION


 

Empowering the Insured

Do you have faith that your insurance company would cover you if you were to suffer a major loss or become seriously ill? Who would you turn to if they didn't?

You and millions of Americans buy auto, homeowners, health, life, disability or/and business insurance -- a piece of paper that makes the simple promise that if you have a loss for which you bought coverage, you will be financially protected. Insurance is a modern day necessity. That’s why we’re here. We help when you need it the most. We are a unique, national organization that relies on donations and grants to get our work done. We don't sell insurance, we're not a referral service. This site offers extensive free help. Use the “search” box on the upper left to find what you need.


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What's New?

Read UP's latest newsletter
UP submits comments in NY in support of a proposed ban on unfair wording in health and disability insurance policies.
   
Roadmap to Recovery™ Program
Top twenty tips for disaster victims/survivors (pdf)
Wildfire claim survey documents chronic underinsurance and delays
   
Advocacy and Action Program
What's UP with Health Care Reform?
Help for Chinese Drywall Victims: UP’s NAIC Testimony (ppt)
How to reform CA’s Fire Insurers of Last Resort (pdf)
Deterring Insurer Misconduct through Punitive Damages:  UP’s recent amicus brief (pdf)
Improving how we fund catastrophe recovery:  UP’s NAIC testimony (ppt)
   
Roadmap to Preparedness Program
Homeowners should reconsider EQ insurance (pdf)
UP sends COGA support letter to members of the CA Congresstional Delegation (pdf)
Why earthquake insurance is a tough sell, even in the Bay Area
Preparedness Tips from the Trenches (pdf)
Natural Disaster Insurance: Do You Need It?
   
 

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UP grieves the loss of policyholder champion Gene Anderson