"On behalf of the American Red Cross Fired UP! Gold Country Institute 2016, we express special thanks to Emily Rogan (United Policyholders) for dedication of your time, your passion and your expertise."...
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3. General Disclaimer. This Site is an informational and educational resource to assist you in insurance and disaster-related issues, including certain legal and financial issues related thereto. While United Policyholders hopes to provide you with useful information and assistance, we do not provide legal, financial, or professional advice; or specific advice regarding which service providers you should use. The applicability of the legal and insurance principles discussed at this Site may differ substantially in individual situations or in different states or countries. Remember, when dealing with any legal matter you should not rely on the materials or the content provided on this Site without first seeking the advice of an attorney about your particular situation and facts. The information provided in this Site, including any advice imparted in the Ask an Expert forum, is to be used at your own risk. Nothing contained on this Site should be construed to constitute a recommendation or endorsement of any product, service, site, insurance professional, financial advisor, law firm or attorney. Any listing, name, content, material of any insurance professional, financial advisor, attorney or law firm found on this Site does not constitute an endorsement, recommendation or referral of such persons. When deciding to hire any insurance professional, financial advisor, attorney or law firm you should do your own independent research and not solely rely on the materials found on this Site.
United Policyholders does not claim ownership of any User Content that you may post. However, by posting User Content to public areas, forums, and/or “Ask an Expert” on the Site, you grant United Policyholders the perpetual royalty-free right to use, copy, display, perform, distribute, adapt, create derivative works, sublicense and promote your User Content in any medium and any manner whatsoever.
United Policyholders has not reviewed the posts on the Site in advance and the views expressed therein are those of the posters and do not necessarily reflect those of United Policyholders or its employees, officers, directors, agents or affiliates. United Policyholders assumes no responsibility for the posts or the information contained therein, nor do they make any claims, promises or guarantees about the accuracy, suitability or completeness of any of the information in the posts, including posts made by Experts (as defined below).
5. Advice and Information Provided On Site and by “Experts.” The “Ask an Expert” feature on the Site allows users to post questions, which may be responded to by insurance professionals, attorneys and/or other persons with expertise to provide responses, who are selected by United Policyholders (“Experts”). You hereby acknowledge your understanding that the Experts that participate in the Ask an Expert forum may not be affiliated with, employed by or agents of United Policyholders, and that United Policyholders makes no representations as to the qualifications of any of the Experts who participate in the Ask an Expert forum. The selection of an Expert by United Policyholders does not constitute an endorsement, recommendation or referral of such persons. When deciding to hire any insurance professional, financial advisor, attorney or law firm you should do your own independent research and not rely solely on the materials found on this Site.
Please remember that no information found at this Site, in the database, in the forums or in the responses from Experts can replace a face-to-face meeting or telephone consultation with an insurance agent, financial advisor or attorney about your particular case, problem or question. The information you find on the Site or in the Expert responses should just be a starting point in finding your answers. Nothing transmitted to or from this Site constitutes the establishment of an attorney-client relationship between you and any attorney. As laws vary from state to state and are constantly changing, you should consult an attorney in your state for specific advice to rely on.
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NOTHING STATED OR POSTED ON THIS SITE OR AVAILABLE THROUGH ANY SERVICES OR FORUM, INCLUDING ASK AN EXPERT, IS INTENDED TO BE, AND MUST NOT BE TAKEN TO BE, THE PRACTICE OF LAW, OR FINANCIAL, PROFESSIONAL, OR LICENSED SERVICES. Your access or use of the Site does not create in any way an attorney/client, confidential, or privileged relationship, or any other relationship that would give rise to any duties on United Policyholders’ part or the part of our suppliers, distributors, partners, and/or affiliates. United Policyholders does not sell insurance or certify, endorse or warrant insurance products or vendors. United Policyholders is not a referral service. If you rely on any of the information provided on the Site, you do so solely at your own risk.