"I want you to know that I will be forever indebted to you and all of the other volunteers that gave so freely of their time to help otherwise complete strangers through a very difficult ordeal. I could not have come this far without you. Thank You"
Gulf Coast Insurance UPrising
by Sydney Sills
AL homeowners are fighting for affordable insurance
Vacant homes, “For Sale” signs, public protests and media coverage over the past ten years are the visible signs that home and business owners in Eastern and Southern coastal areas are really struggling to pay their rising insurance premiums. The cost of home insurance in AL, LA, FL, TX, MS and SC has become a full-blown political fight. And we’re not even talking about flood insurance that’s a whole other problem. People are working hard to get attention and relief. They’ve taken to the streets, to legislators, regulators and United Policyholders for help. What’s the cause? Hurricanes? Climate Change? Greed? Inflation? All those are contributing – but we believe the biggest driver was when insurance companies started basing their rates more on computer-based models than history and traditional rating factors.
Amy Bach has been helping homeowner advocates get up to speed on insurance economics and politics and engage in constructive dialogue with public officials and insurers for many years. She traveled to New Orleans in April to meet in person with Michelle Kurtz and Dan Hanson (leaders of the AL-based Hurricane Homeowner’s Insurance Initiative), and Paulette Mowbray (MS Affordable Wind Insurance Coalition). UP is aiding in the search for better (affordable and available) options for low and moderate income households to insure their homes and assets in the here and now.
About The Blogger
Sydney Kersey joined United Policyholders in February 2016. As the Development and Events Coordinator, she works closely with the Executive Director and UP staff to cultivate donors, apply for foundation grants, and coordinate UP’s annual fundraiser, Tee UP.
Sydney earned her bachelor’s degree from the School of Public and Environmental Affairs at Indiana University in 2015. She obtained a foundational understanding of the non-profit sector through her non-profit management coursework. In addition to her formal education, Sydney achieved valuable hands-on experience in development and outreach roles at local non-profit organizations and the municipal government’s Volunteer Network.