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| (Index only) |
| I. Home/Property Owners |
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A. Basic Tips & Information re: coverage for hurricane damage under a homeowners insurance policy. |
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B. Insured Items |
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1. Damage to home |
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2. Damage to personal property and belongings |
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3. Damage to "other structures" (garages, retaining walls, swimming pools, etc.) |
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4. Damage to Trees, Shrubs, Landscaping |
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5. Additional/Temporary Living Expenses |
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6. Debris Removal/Clean Up |
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C. Types of Perils and Events |
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1. Wind |
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2. Flood |
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3. Looting and Theft |
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4. Fire |
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D. Lost or Missing Policies |
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E. Life Insurance Policies |
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F. Valuing Your Claim and Dealing with Insurance Adjusters |
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G. Sample Declarations Page and Forms |
| II. Business Owners |
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A. Basic Tips and Information re business insurance |
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B. Insured Items |
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1. Damage to business premises |
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2. Damage to inventory |
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3. Lost Profits due to Business Interruption |
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C. Types of Perils and Events |
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1. Wind |
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2. Flood |
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3. Looting and Theft |
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4. Fire |
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5. Business Interruption |
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6. Lost Inventory |
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D. Lost or Missing Policies |
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E. Life Insurance Policies |
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F. Valuing Your Claim and Dealing with Adjusters |
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G. Sample Declarations Page and Forms |
| III. Advocates (lawyers, public adjusters, relief and government aid workers) |
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A. General Claim Tips |
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B. Wind vs.Flood |
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C. Unresolved Issues |
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1. Valued Policy Laws |
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a. Florida |
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b. Louisiana |
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c. Mississippi |
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2. Issues raised in pending lawsuits |
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3. Causation issues including levee breaches and other factors that combined with the hurricane forces |
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D. Types of Policies at Issue |
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E. Specific Points of Law |
| IV. Hot Topics |
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A. Media Coverage |
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B. Statistics |
| V. Lawsuits |
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A. Rulings and Decisions by Judges |
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B. Public |
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C. Private |
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D. Florida |
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E. Louisiana |
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F. Mississippi |
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G. Texas |
| VI. Legislative Reform Efforts |
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A. Florida |
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B. Louisiana |
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C. Mississippi |
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D. Texas |
| VII. Frequently Asked Questions |
| VIII. Dictionary of Common Insurance Terms |
| IX. Find an Insurance Lawyer in your area |
| X. Non-Lawyer Professional Help Resources |
| XI. Claim Dispute Resolution Resources |
