Water Damage Claim Help Library


(Index only)
HOME/PROPERTY OWNERS
BUSINESS OWNERS
	A. Basic Tips and Information re Business Insurance
		Clock is Ticking on Storm Claims (pdf)
		Simply-worded Advice for Business Owners Filing Insurance Claims for Hurricane Damage
		Securing a Full Insurance Recovery After Natural Disasters (pdf)
		Negotiating (pdf)
		Getting Mortgage Lenders To Sign Off
		The Insurance Industry's Perfect Storm (pdf)
		Twelve Tips (pdf)
		Claim Guide by Dickstein et al. Law Firm (pdf)
		What Should I Do If My Property Is Flooded? (pdf)
		Hurricane and Windstorm Deductibles
	B. Insured Items
		Simply-worded Advice for Business Owners Filing Insurance Claims for Hurricane Damage
		Fine Print Exclusions (NPR Story)
		1. Damage to Business Premises
		Hurricane and Windstorm Deductibles
		Argue for insurers to advance 20% Overhead & Profit (pdf)
		2. Damage to Inventory
		Wind Versus Flood Coverage and Hurricane Katrina (pdf)
		3. Lost Profits Due to Business Interruption
		Wind Versus Flood Coverage and Hurricane Katrina (pdf)
	C. Types of Perils and Events
		1. Wind
			Louisiana Hurricane Impact Atlas—2005 (pdf)
			Was It Wind or Water (pdf)
			Different Types of Policies in the Gulf Region
			Levee breaks as a factor
			Wind Versus Water: Why “Proximate Cause” Should Help Not Hurt (pdf)
			State Farm: We're Paying Wind Damage Claims, www.claimsguides.com, April 7, 2006
			Miss. vs. State Farm re: Wind (pdf)
		2. Flood
			FEMA May 7, 2004 Memo re. Flood Claim Rules (pdf)
			What Should I Do If My Property Is Flooded? (pdf)
			Sample Flood Insurance Policy (pdf)
			Flood Policy Bulletins
			Flood Policy Special Katrina Rules (pdf)
			Recent Case re: NFIP /Leasehold Improvements
			NFIP Bulletin re: Proof of Loss (pdf)
			Different Types of Policies in the Gulf Region
			May '05 Memo re: Flood Claim Rules
			Bad Faith/Flood Insurance (pdf)
		3. Looting and Theft
			Property Insurance/Loss Mitigation (pdf)
		4. Fire
		5. Business Interruption
			Disaster and Business Interruption Coverages (pdf)
			The Insurance Industry's Perfect Storm (pdf)
			Biloxi casino's business interruption coverage (pdf)
			Business Interruption Claims Advice (pdf)
			Business Income Insurance in a Disrupted Economy (pdf)
			Business interruption insurance claims could account for half of the commercial losses from Katrina
		6. Lost Inventory
	D. Lost or Missing Policies
	E. Life Insurance Policies
	F. Valuing Your Claim and Dealing with Adjusters
		Disaster and Business Interruption Coverages (pdf)
		Simply-worded Advice for Business Owners Filing Insurance Claims for Hurricane Damage
		Claim Adjuster Info (pdf)
		Securing a Full Insurance Recovery After Natural Disasters (pdf)
		Don't Get Shortchanged on Katrina Cover (pdf)
		Negotiating (pdf)
		Tempers Flare as Agents Assess Storm's Damage (pdf)
		Claim Guide by Dickstein et al. Law Firm (pdf)
		Why Katrina Won't Flood Insurance Co.'s
		Insurers Have $ to Cover Claims
		Washington Post - Claim Delays
		Prof. Adam Scales' Predictions
		PBS Katrina Insurance
		Twelve Tips (pdf)
		The Insurance Industry's Perfect Storm (pdf)
		S. Fla., Insurers, Adjusters Backlogged With Damage Claims from Wilma
		Post Disaster Building Costs Jump, www.nola.com, December 15, 2005
	G. Sample Declarations Page and Forms
		Sample Attorney-Client Fee Agreement (pdf)
ADVOCATES (LAWYERS, PUBLIC ADJUSTERS, RELIEF AND GOVERNMENT AID WORKERS)
HOT TOPICS
LAWSUITS
LEGISLATIVE REFORM EFFORTS
FREQUENTLY ASKED QUESTIONS (pdf)
DICTIONARY OF COMMON INSURANCE TERMS
FIND AN INSURANCE LAWYER IN YOUR AREA
NON-LAWYER PROFESSIONAL HELP RESOURCES
CLAIM DISPUTE RESOLUTION RESOURCES
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