"I want you to know that I will be forever indebted to you and all of the other volunteers that gave so freely of their time to help otherwise complete strangers through a very difficult ordeal. I could not have come this far without you. Thank You"
(No) thanks to past wildfires, many Scripps Ranch residents have as much insurance expertise as professional agents or brokers. During the vacation months when empty homes are a target for burglars, it's worth checking your homeowner's policy for those pesky "internal limits" that apply to items thieves often target. Here are some typical caps you may find in your policy:
- $1.000: securities, accounts, deeds, stamps
- $1,000: jewelry, watches, fur--by theft
- $2,500: silverware
- $200: money, banknotes, coins
- $1,000: watercraft
Thank you for attending the "Last Chance" Webinar Before April Sandy Deadline. Here you will find the resources referenced in the webinar:
Sandy NFIP Claim Help "Last Chance" Webinar: 3/26/14 at 12:30pm EST
Amy Bach, Executive Director, United Policyholders
David Charles, Master Claims Consulting
By: Dan Wade, Staff Attorney
The government-sponsored Storm Sandy mediation programs in New York and New Jersey offered the promise of a low-cost easy access forum for disaster survivors to sit down face-to-face with their insurer to resolve claim disputes. A modest number of homeowners in both states with claim disputes averaging $50,000 used these programs with some success, but from a policyholder perspective, the results can be more fairly deemed a learning experience rather than a resounding success. New Jersey reports a relatively high settlement rate in the...Read More
At the request of insurers, three New York Magistrate Judges overseeing the Consolidated Case have asked plaintiffs to withdraw supplemental state law "bad faith" claims. The three-judge panel explained that plaintiffs has failed to address these claims in accordance with the Court's discovery schedule. Read this article for more information.
The EDNY has also launched a...Read More
On October 1st, 2013, the National Flood Insurance Program extended the deadline for filing Superstorm Sandy proofs of loss for another 6 months past the current October 28th, 2013 deadline. United Policyholders commends the program for giving this much needed breathing room to property owners. With the storm's anniversary approaching, many Sandy victims were scrambling to find qualified and affordable experts and help completing paperwork. NFIP Proof of Loss requirements are very specific. Property owners will not recover full flood insurance benefits for their losses...Read More