October 22, 2014

“Public dollars also need to go to the equally important, though less glamorous projects and services that will help us prepare for the coming heavy weather.  That includes things like hiring more firefighters and improving storm barriers.  And it means coming up with new, nonprofit disaster insurance programs so that people who have lost everything to a hurricane or a forest fire are not left at the mercy of a private insurance industry that is already adapting to climate change by avoiding payouts and slapping victims with massive rate increases.  According to Amy Bach,...

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October 20, 2014

A recent California legal case shines light on a fact that will surprise many, but not me:  California's Insurance Commissioner, considered by many to be the most diligent consumer advocate among the 50 state's regulators - does not as a matter of course, review, approve or disapprove the wording in disability (or home, or business) insurance policies before they are sold to the public.  

The California Court of Appeal recently ruled:  "Well he should"  The case, Ellena v. Standard Insurance Company, California...

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October 20, 2014

Shopping for health insurance? Open enrollment for 2015 plans across the nation starts November 15th, 2014 and ends in February, 2015.  The penalty for not protecting yourself and family by buying health insurance kicks in in 2015.

Common questions: https://www.healthcare.gov/apply-and-enroll/

Picking by quality: Consumer satisfaction with health insurance plans:  http://www.consumerreports.org/health/insurance...

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September 17, 2014

In this section you will find tips, tools and resources for navigating your insurance claim settlement. In addition to what you'll find here, you can use the search box to find articles, surveys and reports, and you can watch videos of Roadmap to Recovery™ post-disaster workshops.


 Claim Guidance Library 

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August 24, 2014

Days after the August, 2014 earthquake in Napa County, United Policyholders was at the temporary relief center and the local assistance center giving information and recovery support to distraught residents who'd come for help.  Our Roadmap to Recovery tools, publications and services are available to all impacted home, business owners and renters as well as the case managers and aid workers assisting in the recovery effort.  

UP has guided thousands of California residents on earthquake damage, repair methods, insurance negotiations and settlements since the aftermath of...

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