“We recommend (UP) to any other city or county whose residents have suffered catastrophic property losses. United Policyholders is a 501(c)(3) with subject matter expertise in insurance recovery and has been a valuable resource to our community.”
If your home or business was damaged or destroyed in recent flooding in Louisiana or elsewhere, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources. SPECIAL NOTICE, MARCH 5, 2017: FEMA HAS EXTENDED THE PROOF OF LOSS DEADLINE FOR NATIONAL FLOOD INSURANCE PROGRAM POLICYHOLDERS TO...Read More
UP and the consumer advocate community have been fighting for decades against mandatory arbitration wording in banking and other commercial contracts that force people to use private binding arbitration instead of public courts to resolve disputes. Although some health insurance and most commercial property policies contain mandatory arbitration clauses, you won't find them in home insurance policies and UP is working to keep it that way.
As soon as we heard about a new Texas Farm Bureau home insurance policy under review that dangles a...Read More
Flash floods are doubly devastating because they often hit areas that had not been classified as flood risk zones. Because most people only buy flood insurance if they're in a zone where mortgage lenders by law make them buy it, flash flood victims rarely have flood insurance.
Standard home policies exclude flood damage. Insurance adjusters are trained to tell flood victims that from the get-go. That bad news hits hard. Most people feel the double blast of the pain of their loss and the news it's not covered. While the owner is scrambling to...Read More
In this section you will find tips, tools and resources for recovering from a partial or total wildfire loss. Our main focus is on helping you navigate your insurance claim toward a full, fair and prompt settlement, but we also offer guidance on emotional recovery, debris removal, temporary living arrangements, government aid, construction issues, hiring professional help, and deciding how and if you will repair, rebuild or buy a replacement home.