June 9, 2016

UP and the consumer advocate community have been fighting for decades against mandatory arbitration wording in banking and other commercial contracts that force people to use private binding arbitration instead of public courts to resolve disputes.  Although some health insurance and most commercial property policies contain mandatory arbitration clauses, you won't find them in home insurance policies and UP is working to keep it that way.  

As soon as we heard about a new Texas Farm Bureau home insurance policy under review that dangles a...

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May 18, 2016

I had the privilege of working with Gail Hillebrand in the early 90's when she was a Senior Attorney in Consumers Union's West Coast regional office.  Our offices were in the same building, and I was representing Voter Revolt (the predecessor to Consumer Watchdog) in implementing Proposition 103.  Gail is in the top tier of informed and...

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May 9, 2016

In this section you will find tips, tools and resources for recovering from a partial or total wildfire loss. Our tips, tools and resources provide guidance to help you navigate the insurance claim process.  

United Policyholders is working with volunteers from Queens University in Kingston, Ontario to provide Canadian specific information.  Please note that the content on this website is for general educational purposes and should not be taken as legal advice.

First Steps After a Wildfire:


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May 2, 2016

Today was a big day for policyholders involved in the legendary Portland Harbor (Oregon) Superfund Site: two cases in which United Policyholders submitted amicus curiae briefs were up for argument before the Ninth Circuit.  Both cases involve the duty to defend under "long-tail" CGL policies and the application of Oregon's statutory protections for policyholders, including its unique statute relating to coverage disputes in environmental cases, the Oregon Environmental Cleanup Assistance Act ("OECAA").

The first case argued, Schnitzer Steel v. Continental Casualty...

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April 21, 2016

If your home or business was damaged or destroyed in recent flooding, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources.  

Focus on completely inventorying and valuing all damage and costs to repair or replace your property, regardless of your insurance situation.   If your rental, home or business was insured for flood damage, there are...

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