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Taking steps to prepare for disaster will help stretch your insurance coverage
Protecting yourself, your family, your home, business, income and property by buying insurance makes economic sense. Use our buying tips to benefit from lessons learned by disaster victims on where they came up short and what they wish they’d known about insurance before they had a loss. If you’re going to spend money buying insurance, spend time buying the right coverage from a reputable company, and do what you can to reduce the likelihood of damage. Most insurers will reduce your premium if you make your property more resistant to damage. UP believes insurers should offer bigger discounts so people can afford to make their property more damage resistant. When you’re comparison shopping for insurance, find out which company offers the biggest discounts for “mitigation” and/or “retrofitting”, and;
And, make sure to keep emergency supplies on hand in a location that will be accessible to you in the event of a disaster. Consider buying an kit such as the one sold by EarthShakes: If you buy a kit from EarthShakes, please make sure to let them know you found out about them via United Policyholders. Other Resources for Preparing and ProtectingInventory/Personal Property Claim Worksheets (Excel doc) - Complete and save on the computer Inventory/Personal Property Claim Worksheets (pdf) - Print out and complete by hand www.disasterprepared.net www.iso.com www.knowyourstuff.org Tips and remodeling techniques for preventing fire damage to your home |
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